Lily Advance delivers specialized merchant cash advance solutions, empowering small businesses to access capital when they need it most.
Construction & Blue-Collar
- General contractors
- Specialty trade businesses
- Equipment-heavy operations
- Seasonal revenue patterns
*Minimum 2 years in business required
Restaurant & Hospitality
- Independent restaurants
- Food service operations
- Catering businesses
- High-volume card processing
*Bank account must be open 6+ months
Puerto Rico Market
- ITIN Applicants Welcome
- Spanish-speaking support
- Local banking knowledge
- Cultural understanding
First-Position Deals
- $10K - $50K sweet spot
- Owner-operated businesses
- No existing MCA balances
- Complex underwriting scenarios
Find the right funding for your business
Revenue-based financing is our specialty - a performance-based approach to flexible funding. We purchase a portion of your future sales, providing immediate capital with debits that adjust to your business flow.
Get StartedQualify for merchant cash advance funding?
These are the 4 basics we review to determine eligibility. If you have these covered, submit your application through your broker partner!
In Business 6 Months
After 6 months, we know your business has staying power.
Monthly Revenue $5,000+
We specialize in businesses earning $5K-$100K monthly.
Bank Account Open 6+ Months
We look for established banking relationships and transaction history.
Not Recently Funded
We don't fund businesses that received advances in the last 30 days.
Every business is unique. Submit your file for personalized evaluation.
Built on experience, funded with expertise.
Access capital today.